Universal victims
A report by The Associated Press this past weekend revealed 150,000 medical patients in India last year were foreigners, many of them from the United States. Why would an American travel all the way to India for medical services? It's cheaper. As of 2003, Americans paid 79 percent more for health insurance than they did in 1996. The average employee also paid $1,008 more for family coverage. But here's the real kicker: The average American, even with medical coverage, is just one serious illness away from bankruptcy, according to a Harvard University study.

